· where capital meets the Capitol

Terms of Service

Last updated: November 12, 2026

These Terms of Service ("Terms") govern your access to and use of Bull & Gavel (the "Service"), operated by ClearVoyant LLC ("we," "us," "our"). By accessing or using the Service, you agree to these Terms and to our Privacy Policy and Disclaimer. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Service. By using it, you represent that you meet these requirements.

2. The Service

Bull & Gavel is a free news publication from ClearVoyant LLC. It republishes and reports on public financial-disclosure filings and related public records (including SEC filings) for dissemination to the general public, along with our own measurements, AI-assisted summaries, and an optional Monday email briefing. The Service is news and information only. As described in our Disclaimer, it is not investment, financial, legal, or tax advice, and we make no guarantee as to the accuracy, completeness, or timeliness of any data.

3. No account needed; the email briefing

The terminal, Lab, leaderboard, Record, briefings, watchlist, and exports are available without an account. If you sign up for the Monday briefing, you are responsible for the email address you submit. Notify us promptly of any unauthorized use of that address.

4. Free access

The Service is free to use. There is nothing to buy on it. We do not accept donations, tips, or sponsorships in connection with the public-record data we publish.

5. Acceptable use

You agree not to: (a) scrape, harvest, bulk-download, resell, or redistribute data from the Service except as expressly permitted; (b) reverse engineer, interfere with, or attempt to gain unauthorized access to the Service or its systems; (c) use the Service to violate any law or the rights of others; (d) overload or abuse our infrastructure or send excessive automated requests; or (e) misrepresent the Service's output as personalized financial advice. We may suspend or terminate access for violations.

6. Intellectual property

The Service, including its design, code, branding, and original analytics, is owned by ClearVoyant LLC and protected by applicable laws. Underlying public records are not owned by us. We grant you a limited, non-exclusive, non-transferable license to access the Service for your personal, non-commercial use. You may quote brief excerpts with attribution to "Bull & Gavel" and a link, subject to Section 6A. Copyright or other intellectual-property concerns: info@clearvoyantllc.com.

6A. Public-record data and restricted uses

Much of the Service is drawn from financial disclosure reports filed with the Clerk of the House, the Secretary of the Senate, and the U.S. Office of Government Ethics under the Ethics in Government Act. Federal law (5 U.S.C. § 13107(c); for executive-branch reports, also 5 CFR 2634.603(f)) makes it unlawful for any person to obtain or use those reports (a) for any unlawful purpose; (b) for any commercial purpose, other than by news and communications media for dissemination to the general public; (c) for determining or establishing the credit rating of any individual; or (d) for use, directly or indirectly, in the solicitation of money for any political, charitable, or other purpose. These restrictions apply to content from the Service, including any file you download from it, and to anyone you share it with. You are responsible for deciding whether your own use is permitted; we cannot advise you on that. Apart from the download the site offers, you may not scrape the Service or resell, sublicense, or build a database, feed, or API from it. The original reports are available free from the official sources linked on each page. We may suspend access for violations.

Bull & Gavel is a free news publication from ClearVoyant LLC that republishes public financial disclosure reports so the general public can read them. We charge nothing for this data, carry no affiliate or broker links, and do not give investment advice. 5 U.S.C. 13107(c) (and, for executive-branch reports, 5 CFR 2634.603(f)) makes it unlawful for any person to obtain or use those reports (a) for any unlawful purpose; (b) for any commercial purpose, other than by news and communications media for dissemination to the general public; (c) for determining or establishing the credit rating of any individual; or (d) for use, directly or indirectly, in the solicitation of money for any political, charitable, or other purpose. Violators may face civil penalties of up to $25,132 per violation (5 U.S.C. § 13107(c)(2), as adjusted for inflation by 5 CFR 2634.703(a)). These restrictions apply to content from this site, including any file you download from it, and to anyone you share it with. Nothing here is investment advice. Check the official filing (efdsearch.senate.gov for Senate reports) before relying on any entry. Data notice.

6B. No affiliation

Bull & Gavel and ClearVoyant LLC are not affiliated with, endorsed by, or sponsored by the U.S. House of Representatives, the U.S. Senate, the Office of Government Ethics, the Securities and Exchange Commission, any other government body, any member of Congress, candidate, political party or campaign, or any company we report on. Company names, tickers and marks belong to their owners and are used only to identify the companies and securities named in public filings.

6C. Accuracy, sources and corrections

We report what public filings say, with a link to the official filing where we have it. Filings can be late, amended, incomplete or wrong, and our parsing can introduce errors. Trade rows show the value range and the account owner (Self, Spouse, Joint, Dependent child, or Not specified) as the filing states them. A row is not proof that the named filer made the decision. The on-site committee-overlap flag uses members' current committee assignments, which may differ from those on a trade date; committee lists in our posts on X come from official House and Senate sources with an "as of" date. Company information comes from SEC EDGAR filings and is shown as background only. Senate filings are collected manually each week from efdsearch.senate.gov, so recent Senate filings may not appear yet. To report an error, or to ask for review of a page about a person who is not a public official, email hello@bullandgavel.com; our editorial policy & corrections page explains how we handle reports.

6D. AI-assisted content and our social posts

Software, not an AI model, turns filings into trade rows. Some text on the Service, in our emails and in our posts on X (@BullandGavel), is drafted with AI assistance; posts that name a person are checked by a person against the linked filing before they are published. These Terms, our Disclaimer and our editorial policy also apply to those emails and posts.

7. Disclaimers and limitation of liability

The Service is provided "as is" without warranties of any kind. To the fullest extent permitted by law, ClearVoyant LLC will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or trading losses, arising from your use of or reliance on the Service. Our total liability for any claim relating to the Service will not exceed USD $50. Some jurisdictions do not allow certain limitations, so some of these may not apply to you.

8. Indemnification

You agree to indemnify and hold harmless ClearVoyant LLC from any claims, damages, or expenses arising out of your use of the Service or violation of these Terms.

9. Termination

You may stop using the Service at any time. We may suspend or terminate access at our discretion, including for violation of these Terms. Sections that by their nature should survive termination (e.g., intellectual property, disclaimers, limitation of liability) will survive.

10. Changes to these Terms

We may update these Terms from time to time. Material changes will be reflected by updating the "Last updated" date and, where appropriate, by additional notice. Continued use after changes constitutes acceptance.

11. Governing law

These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-laws principles. You agree to the exclusive jurisdiction of the state and federal courts located in Pennsylvania for any dispute relating to the Service.

12. Contact

ClearVoyant LLC · info@clearvoyantllc.com
502 W 7th St, Ste 100, Erie, PA 16502
Corrections: hello@bullandgavel.com